TERMS OF USE
                                    
                                    
                                        This Site provides lots of general information about Manulife (Vietnam) Limited
                                        (“the Company”) and the pension insurance product of the Company. This Site also
                                        includes online tools whereby you can set up yourself the assumption about your
                                        own pension scheme or check the relevant information to your own pension insurance
                                        account.
                                    
                                    
                                    
                                        The access, the use of the information and the features provided in this Site will
                                        be executed and conducted under the terms of use hereafter. Through your access
                                        to this Site, you will be automatically supposed that you consent and commit to
                                        comply with all concerned terms and conditions. The Company has full powers to amend
                                        or add to these terms and conditions from time to time without any prior notice,
                                        any and all these amendments and supplementations will become effective right away.
                                    
                                    
                                    
                                        The Use of this Site
                                    
                                    
                                        This Site is set up with the sole aim of serving the business activities of pension
                                        insurance product of the Company and not to provide the means for any activities
                                        of accessing or spreading the information else.
                                    
                                    
                                    
                                        You will take full responsibilities by yourself for any and all information updated,
                                        accessed and/or circulated through this site and the legality of the contents and
                                        the use of this information. This site isn’t set up for producing the means of the
                                        propaganda, circulation or distribution to the debauched matters, the immorality,
                                        the trespass to privacy, the violation to the law, or any political purpose. In
                                        most cases, if above-mentioned information discovered, Manulife Vietnam shall have
                                        the right, but not obligation, to clean, prevent or summarize these information
                                        and report to competent government agencies to treat according to regulations.
                                    
                                    
                                    
                                        The Company has no obligation to control the posting of information or connections
                                        whereby they may lead to the access to other websites, forums or sources of information.
                                        The poster will entirely take all the responsibilities to these information or connections
                                        while you will entirely take all the responsibilities to the risks resulted from
                                        the access or use them. The Company shall not release and do the obligations to
                                        ensure the legality, the availability, and/or the accuracy of the information approached
                                        through the use of this site.
                                    
                                    
                                    
                                        Network security
                                    
                                    
                                        Notwithstanding the Company’s maximum attempt on protecting the safety of the established
                                        and saved information and the execution of transactions on this site, you consent
                                        and confirm that internet is not safe, the information and transactions carried
                                        out on this site may be illegally violated by third parties. All security measures
                                        which the Company assumes that they are necessary to control the violation of illegal
                                        information will be performed, but in any case the Company has no obligation to
                                        indemnify for any and all losses resulted from third parties’ violation and exploitation
                                        to your information for the purposes beyond your wants.
                                    
                                    
                                    
                                        The Company has also no obligation to indemnify to losses or damages resulted from
                                        spy programs, malicious code or the other type of computer virus infected or spread
                                        through this site.
                                    
                                    
                                    
                                        Any and all information which are set up and circulated through using this site
                                        may be disclosed or saved by third parties who are not controlled by the Company.
                                        Therefore, you should consider and choose yourself the type and quantity of your
                                        information to post this site for avoiding the loss of personal information. The
                                        Company will not be responsible for any securities or indemnities to any parties
                                        in all cases.
                                    
                                    
                                    
                                        Copyright
                                    
                                    
                                        All information downloaded, spread, saved or set up through the use of this site
                                        will pertain to the Company’s ownership and use. The Company has full powers to
                                        decide on keeping, using, cancelling and/or preventing without the approval of the
                                        concerned parties. Any and all actions on violating network security, accessing,
                                        copying, cancelling or using illegally data on or through this site shall be considered
                                        an offence to the lawful right and interest of the Company and may be imputed the
                                        blame thereof.
                                    
                                    
                                    
                                        Each intellectual property right of the Company relating to or be approached through
                                        this site will be under the Company’s sole ownership at any time. This site is not
                                        set up for violating or producing the instruments to violate the intellectual property
                                        rights, the information security rights or any other rights and interests protected
                                        by the law of any parties. You mustn’t exploit the use this site to violate the
                                        lawful rights and interests of other parties, and in all cases you yourself shall
                                        take responsibilities and indemnify for the third parties as your illegal actions
                                        to their lawful rights and benefits.